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The profile of the Portuguese regarding the perception of financial literacy

2021-11-19Journal article Restricted access
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dc.contributor.authorSantos, E.
dc.contributor.authorTavares, V.
dc.contributor.authorRatten, V.
dc.contributor.authorTavares, F.
dc.date.accessioned2024-01-04T12:40:11Z
dc.date.available2024-01-04T12:40:11Z
dc.date.issued2021-11-19
dc.date.updated2023-12-22T19:08:27Z
dc.description.abstractPurpose The purpose of this study is to identify the profile of the Portuguese regarding the perception of financial literacy. Design/methodology/approach The utilized methodology is based on a questionnaire survey that assesses the perception of financial literacy. The sample is composed of 830 Portuguese individuals over 18 years old. Findings The results show that the financial literacy scale presents a tri-factor structure with adequate validity and reliability levels. The three obtained factors are designated 1-2-year financial planning and goals, long-term saving and taste for numeric calculations. Originality/value The originality in this study is shown in the application of the cluster analysis, which demonstrates the formation of three clusters that present different perceptions of financial literacy, classifying the Portuguese into a cluster of high financial literacy and taste for numeric calculation, a cluster of low financial literacy and a cluster of financial planning and saving but without the taste for numeric calculation.pt_PT
dc.description.versioninfo:eu-repo/semantics/publishedVersionpt_PT
dc.identifier.citationSantos, E.M.M., Tavares, V.C., Ratten, V. and Tavares, F.O. (2022), "The profile of the Portuguese regarding the perception of financial literacy", Managerial Finance, Vol. 48 No. 9/10, pp. 1301-1316. https://doi.org/10.1108/MF-05-2021-0210pt_PT
dc.identifier.doi10.1108/MF-05-2021-0210pt_PT
dc.identifier.eid2-s2.0-85119502414
dc.identifier.issn0307-4358
dc.identifier.slugcv-prod-2761869
dc.identifier.urihttp://hdl.handle.net/10400.8/9159
dc.language.isoengpt_PT
dc.peerreviewedyespt_PT
dc.publisherEmeraldpt_PT
dc.relation.publisherversionhttps://www.emerald.com/insight/content/doi/10.1108/MF-05-2021-0210/full/htmlpt_PT
dc.rights.urihttp://creativecommons.org/licenses/by/4.0/pt_PT
dc.subjectFinancial decisionspt_PT
dc.subjectFinancial alphabetizationpt_PT
dc.subjectFinancial educationpt_PT
dc.subjectPerception of financial literacypt_PT
dc.subjectFinancial literacypt_PT
dc.titleThe profile of the Portuguese regarding the perception of financial literacypt_PT
dc.typejournal article
dspace.entity.typePublication
oaire.citation.endPage1316pt_PT
oaire.citation.startPage1301pt_PT
oaire.citation.titleManagerial Financept_PT
oaire.citation.volumeVol. 48, N.º 9/10pt_PT
person.familyNameSantos
person.givenNameEulália Maria Mota
person.identifierAAO-4024-2020
person.identifier.ciencia-idD515-A6BD-A750
person.identifier.orcid0000-0001-8069-2657
person.identifier.scopus-author-id37089304300
rcaap.cv.cienciaidD515-A6BD-A750 | Eulália Maria Mota Santos
rcaap.rightsclosedAccesspt_PT
rcaap.typearticlept_PT
relation.isAuthorOfPublicationef54e890-81e1-4ae4-a2eb-7c64921798f4
relation.isAuthorOfPublication.latestForDiscoveryef54e890-81e1-4ae4-a2eb-7c64921798f4

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